Adding a step for us in the log in process, also adds a step for cyberbaddies. This makes us a harder target because we become more costly and time consuming for attackers.
If we enable 2 factor authentication where offered and use strong, unique passwords for important information and service providers, and change default passwords on our home network equipment such as routers, we become a harder target.
It is important to use passwords that are strong to prevent them being easily guessed or ‘cracked’ by hackers. It is also important that they are unique to each system as if one system is hacked, then those hackers will try your userID and passwords on other systems. Changing default passwords is important too. These are published online and can be easily used by hackers to get into your network or devices.
Some advertised guides to 2 factor authentication: